Baby Bonus Cash Gift: how much you get and when it is paid
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The Baby Bonus Cash Gift is money the Government pays you for your Singapore citizen child, in instalments every six months until your child is 6.5 years old. Made For Families says it is $11,000 for a first or second child and $13,000 for a third or later child. LifeSG says the payments stop after 31 March 2027, when the SG Child Support Package takes over.
| Amount | $11,000 for a 1st or 2nd child, $13,000 from the 3rd |
|---|---|
| Paid | At birth, then every 6 months until age 6.5 |
| Paid into | The Child Savings Account (CSA) |
| Who | Singapore citizen child, parents lawfully married |
| Ends | Payments stop after 31 March 2027 |
| Then | A top-up by 30 April 2027, to $10,000 in total if applicable |
The Cash Gift schedule, payment by payment
CPF publishes the schedule for Singapore citizen children born on or after 14 February 2023. For a first or second child you get $3,000 at birth, $1,500 at 6 months, $1,500 at 12 months and $1,000 at 18 months. For a third or later child those four payments are $4,000, $2,000, $2,000 and $1,000. From age 2 until 6.5, every child then gets $400 every 6 months.
Birth order is counted from the Singapore citizen children born to or adopted by the mother, Made For Families says. Stillbirths and children who have passed away are counted. Stepchildren, foster children and non-citizen children are not. Twins count as two birth orders, so the first twin is your first child and the second twin your second.
Who qualifies for the Cash Gift
Made For Families lists two conditions: your child is a Singapore citizen, and you are lawfully married to your spouse. If you or your spouse was a citizen when the baby was born, your child gets the full amount.
If neither of you was a citizen at the birth, the child has to become a citizen before 24 months of age to get the Cash Gift, and the amount is pro-rated by the citizenship date. A later divorce does not mean paying anything back. Made For Families says you only need to tell MSF if custody or care and control changes.
Where the money lands and how to claim it
There is no separate form for the Cash Gift. LifeSG says that for a citizen child born in Singapore, the Baby Bonus application is part of birth registration on LifeSG. The same step sets up the Child Development Account.
The Cash Gift is paid into the Child Savings Account, a joint account the bank opens at the same time as the CDA. For children enrolled on or after 1 July 2024, Made For Families says the Cash Gift goes only into this account, which has no minimum balance and no fees.
What happens to the Cash Gift in 2027
LifeSG says children who are getting Cash Gift payouts keep receiving them until 31 March 2027. After that the Baby Gift replaces the Cash Gift, and you get a top-up by 30 April 2027 that brings the total support up to $10,000, if applicable. Babies born from 1 April 2027 get the full $10,000 Baby Gift instead, in 2 tranches within 12 months of birth, under the SG Child Support Package.
Put your child's birth date into our Baby Bonus calculator to see which payments you still get and the size of your top-up. The Baby Bonus and support guide covers every scheme around it.
Frequently asked questions
When is the Baby Bonus Cash Gift paid?
CPF lists payments at birth, at 6, 12 and 18 months, then $400 every 6 months from age 2 to 6.5. LifeSG says the payouts stop after 31 March 2027.
Can the Cash Gift go into my own bank account?
Not for a child enrolled on or after 1 July 2024. Made For Families says the Cash Gift is paid only into the Child Savings Account, and suggests keeping it open because other payments for your child go there too.
Do we return the Cash Gift if we divorce?
No. Made For Families says money already paid stays with you, but you must tell MSF about any change in custody or care and control.
Is the Cash Gift the same as Baby Bonus?
It is one half of the Baby Bonus Scheme. The other half is the CDA, with its First Step Grant and matched savings.
Related terms
- Baby Bonus Scheme: Singapore's parenthood payout: a Cash Gift plus a Child Development Account, replaced by the SG Child Support Package from April 2027.
- SG Child Support Package: The scheme replacing Baby Bonus from April 2027: up to $62,000 per citizen child, the same for every birth order.
- CDA (Child Development Account): Your child's savings account that the Government tops up with a grant and matched savings, for approved preschool and clinic bills.
- CDA First Step Grant: A one-off $5,000 or $10,000 the Government puts into your child's CDA, with no saving needed first.
- MediSave Grant for Newborns: A $5,000 credit into your Singapore citizen baby's own MediSave account at birth registration, for premiums, vaccines and medical bills.
