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New parent money checklist

Government schemes and admin only, no products. Tick each one once you have checked it or claimed it.

Sources read on 5 Nov 2026.

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Cash and accounts

  • $11,000 for a first or second child, $13,000 from the third. Babies born from 1 April 2027 move to the SG Child Support Package instead. Baby Bonus calculator Source: LifeSG

  • A $10,000 Baby Gift for citizens born from 1 April 2027, in 2 payments within 12 months, and $2,000 of Child Credits a year for ages 1 to 16. Children on Baby Bonus move across automatically. Source: LifeSG

  • Package payouts go to the account linked to the child's PayNow ID. Source: LifeSG

  • $5,000 for a first or second child, $10,000 for a third or fourth; the government matches your deposits up to $4,000 for a first child, $7,000 for a second, $9,000 for a third or fourth. Spend it only at Approved Institutions. CDA calculator Source: LifeSG

  • Automatic after you register the birth. Source: CPF

  • For citizen children aged 0 to 12, no application needed, valid 12 months. Credits planner Source: SupportGoWhere

  • No registration: MSF assesses it from the Baby Bonus enrolment. It ends in April 2027. Large Family MediSave Grant Source: LifeSG

Tax

  • For a child born from 1 January 2024: $8,000 for the first, $10,000 for the second, $12,000 from the third. Source: IRAS

  • QCR plus WMCR is capped at $50,000 per child. Source: IRAS

  • $5,000 for the first child, $10,000 for the second, $20,000 from the third. Claim it once per child. Parent tax relief calculator Source: IRAS

Childcare costs

  • Working mothers get a $600 Basic Subsidy for infant care and $300 for childcare, plus means-tested Additional Subsidy. The household income limit for Additional Subsidy rises to $15,000 a month from 1 January 2027. Subsidy calculator Source: ECDA

  • The kindergarten helps you apply at enrolment. KiFAS calculator Source: ECDA

Protection

  • Citizens and PRs are covered automatically; the MediSave Grant can pay the premiums. Source: CPF

  • CPF suggests a review after a birth. Marriage cancels an existing nomination, and making one is free. Source: CPF

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Questions parents ask

How much does the government give for a new baby in Singapore?

For a first child born before 1 April 2027: a $11,000 Baby Bonus Cash Gift, a $5,000 CDA First Step Grant, up to $4,000 of CDA co-matching and a $5,000 MediSave Grant, plus tax reliefs and rebates. From 1 April 2027 the SG Child Support Package replaces Baby Bonus.

Do I need to apply for the MediSave Grant?

No. CPF credits $5,000 automatically once you register a Singapore citizen's birth.

Where are my ticks saved?

In this browser on this device, and nowhere else. Nothing is sent to us. Clearing your browsing data or opening the list on another phone starts it fresh, so use Print if you want a paper copy.

Related: Baby Bonus and supportFinancial planning for new parentsBaby cost estimatorAfter-birth admin checklistAll checklists